Coskun Auto Insurance is committed to protecting your personal information. This policy explains what we collect, how we use it, and the choices available to you under U.S. federal and state privacy laws.
Last Updated: June 2026
Coskun Auto Insurance ("Coskun," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us when you visit our website at coskunotomotivtrabzon.com, request an insurance quote, purchase a policy, file a claim, subscribe to our communications, or otherwise interact with our products and services. This Privacy Policy describes the types of information we collect, how we use and disclose that information, the legal bases on which we rely to process your data, and the rights and choices available to you as a resident of the United States.
As an auto insurance provider operating across the United States, we handle sensitive personal information that may include your name, contact details, driver's license number, vehicle identification number (VIN), driving history, claims records, and financial information necessary to underwrite policies and process payments. We understand that entrusting us with this information is a significant decision, and we take our obligations as a data steward seriously. This policy is designed to provide clear, transparent information about our data practices so that you can make informed decisions about your relationship with Coskun Auto Insurance.
This Privacy Policy applies to information collected through our website, mobile-optimized web pages, online quote forms, email communications, customer service interactions, and any other digital or electronic channels through which you engage with Coskun Auto Insurance. It also applies to information we receive from third-party sources such as insurance agents, credit reporting agencies, motor vehicle departments, and claims databases, to the extent such information relates to your relationship with us. This policy does not apply to information collected by third parties on their own websites or platforms, even if those sites contain links to or from our website. We encourage you to review the privacy policies of any third-party sites you visit.
By accessing or using our website and services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with our data practices as described herein, please do not use our website or provide us with your personal information. For California residents, additional rights and disclosures are provided in Sections 8 and 12 of this policy in accordance with the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (collectively, the "CCPA"), and other applicable California privacy regulations. Residents of Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana, and other states with comprehensive privacy laws may also have additional rights as described in Section 8.
We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or business operations. When we make material changes, we will post the updated policy on this page and revise the "Last Updated" date at the top. We encourage you to review this policy periodically to stay informed about how we protect your information.
We collect information that you provide directly to us, information we obtain automatically when you use our website and services, and information we receive from third-party sources. The categories of information we collect depend on how you interact with Coskun Auto Insurance and which services you use. Below, we describe the main types of information we collect, organized by category.
Personal information is data that identifies, relates to, describes, or could reasonably be linked with you as an individual. When you request a quote, apply for coverage, manage your policy, file a claim, or contact our customer service team, we may collect the following personal information:
We collect personal information when you voluntarily submit it through our online forms, over the phone, via email, or through other communication channels. In some cases, we may be legally required to collect certain personal information to issue or maintain an insurance policy, comply with state insurance regulations, or fulfill our contractual obligations to you.
Because Coskun Auto Insurance provides auto insurance coverage, we collect detailed information about the vehicles you seek to insure or have insured under a policy with us. This vehicle information may include:
We may obtain vehicle information directly from you, from motor vehicle records, from vehicle history report providers, from repair shops and towing partners in connection with claims, and from third-party data aggregators that compile automotive data for insurance underwriting purposes.
When you visit our website or use our online services, we automatically collect certain information about your device and how you interact with our digital properties. This usage information helps us improve our website, diagnose technical issues, analyze trends, and enhance the user experience. Usage information may include:
Usage information is typically collected through cookies, web beacons, pixels, server logs, and similar technologies described in Section 6 of this policy. Where required by applicable law, we will obtain your consent before placing non-essential cookies on your device.
We use cookies, web beacons, local storage, session storage, and other tracking technologies to collect usage information and enhance your experience on our website. Cookies are small text files placed on your device when you visit a website. They allow us to recognize your browser, remember your preferences, and analyze how visitors use our site. For a detailed description of the cookies we use, their purposes, and how you can manage your cookie preferences, please see Section 6 of this Privacy Policy.
In summary, we use cookies for the following general purposes: essential website functionality (such as maintaining your session while completing a quote form), analytics and performance measurement (to understand how visitors use our site), and marketing and advertising (to deliver relevant content and measure the effectiveness of our campaigns). You can control cookies through your browser settings and, where available, through our cookie preference tool.
Coskun Auto Insurance uses the information we collect for legitimate business purposes related to providing, administering, and improving our auto insurance products and services. The specific ways we use your information depend on the context of our relationship with you and the services you use. Below are the primary purposes for which we process your information:
We will not use your personal information for purposes that are materially different from those described in this Privacy Policy without providing you with notice and, where required by law, obtaining your consent. We do not use sensitive personal information (such as Social Security numbers or precise geolocation data) for purposes other than those permitted under applicable privacy laws.
Where we rely on your consent to process your information — for example, for certain marketing communications or non-essential cookies — you have the right to withdraw your consent at any time. Withdrawal of consent does not affect the lawfulness of processing that occurred before the withdrawal, and it may limit our ability to provide certain services to you.
Coskun Auto Insurance processes your personal information based on one or more legal grounds recognized under applicable U.S. federal and state privacy laws. The legal bases we rely upon depend on the nature of our relationship with you, the type of information involved, and the specific purpose for which the information is used. The primary legal bases for our processing activities include:
For California residents, the CCPA does not require a legal basis for processing in the same manner as the European GDPR; however, we provide this section for transparency and to align with best practices in privacy governance. California consumers have specific rights regarding the collection and use of their personal information, as detailed in Section 8 of this policy. We do not discriminate against consumers for exercising their privacy rights under the CCPA or any other applicable state privacy law.
If you have questions about the legal basis for a specific processing activity, please contact us using the information provided in Section 14 of this policy.
Coskun Auto Insurance does not sell your personal information to third parties for monetary consideration. We may, however, share your information with trusted third parties in the circumstances described below, always subject to contractual safeguards and applicable privacy laws.
We engage third-party companies and individuals to perform services on our behalf. These service providers are contractually obligated to use your information only for the purposes we specify and to protect it in accordance with applicable privacy and security standards. Categories of service providers with whom we may share your information include:
In the ordinary course of providing auto insurance, we may share information with reinsurers, insurance agents and brokers, independent adjusters, motor vehicle departments, and industry databases such as the Comprehensive Loss Underwriting Exchange (CLUE) and the Automated Property Loss Underwriting System (A-PLUS) to assess risk, report claims, and prevent fraud. These disclosures are customary in the insurance industry and are often required or authorized by state insurance regulations.
Where permitted by state law, we may obtain and share information with consumer reporting agencies and credit bureaus to generate credit-based insurance scores used in underwriting and rating decisions. If we take adverse action based in whole or in part on information in a consumer report, we will provide you with the required notices under the FCRA, including information about the consumer reporting agency that furnished the report and your right to obtain a free copy of the report and dispute inaccurate information.
We may disclose your personal information when we believe in good faith that disclosure is necessary to: comply with applicable law, regulation, legal process, or governmental request; enforce our terms of service or other agreements; protect the rights, property, or safety of Coskun Auto Insurance, our customers, or the public; detect, prevent, or address fraud, security, or technical issues; or respond to an emergency involving potential harm to any person.
If Coskun Auto Insurance is involved in a merger, acquisition, reorganization, bankruptcy, or sale of all or a portion of our assets, your personal information may be transferred to the successor entity as part of that transaction. We will provide notice of any such change in ownership or control of your personal information, along with any choices you may have regarding your information, as required by applicable law.
We may share aggregated or de-identified information that cannot reasonably be used to identify you with third parties for research, analytics, industry benchmarking, and other lawful purposes. We maintain and use de-identified information in de-identified form and do not attempt to re-identify such information except as permitted by applicable law.
Our website uses cookies and similar tracking technologies to collect information about your browsing activities and to provide certain functionality. This section explains what these technologies are, how we use them, and the choices you have regarding their use.
Cookies are small text files that are stored on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently, provide a better user experience, and supply information to website owners. Cookies can be "session cookies" (which expire when you close your browser) or "persistent cookies" (which remain on your device for a set period or until you delete them). Cookies set by the website owner are called "first-party cookies." Cookies set by parties other than the website owner are called "third-party cookies."
In addition to cookies, we may use web beacons (also known as pixel tags or clear GIFs), embedded scripts, and local storage technologies. Web beacons are tiny graphics with a unique identifier that are used to track online movements of website visitors and to understand campaign effectiveness. Local storage allows us to store data locally on your browser for improved performance and user experience.
Most web browsers allow you to control cookies through their settings. You can typically configure your browser to refuse all cookies, accept only certain cookies, or delete cookies that have already been placed on your device. Please note that if you disable or refuse cookies, some parts of our website may become inaccessible or may not function properly. For example, you may not be able to complete an online quote form or access certain personalized features.
You can also opt out of certain third-party analytics and advertising cookies by visiting industry opt-out pages such as the Network Advertising Initiative (NAI) opt-out page at www.networkadvertising.org/choices or the Digital Advertising Alliance (DAA) opt-out page at www.aboutads.info/choices. These opt-out tools are provided by third parties, and we do not control their operation.
Some browsers offer a "Do Not Track" (DNT) signal that requests websites not to track the user's browsing activity. Because there is no uniform industry standard for responding to DNT signals, our website does not currently respond to DNT browser signals. However, you may exercise the privacy rights described in this policy, including the right to opt out of the sale or sharing of personal information where applicable, regardless of DNT settings.
Coskun Auto Insurance retains your personal information only for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, regulatory, accounting, or reporting requirements. The retention period applicable to your information depends on the type of data, the nature of our relationship with you, and applicable legal obligations.
As a general guideline, we apply the following retention practices:
When personal information is no longer needed for the purposes for which it was collected and there is no legal requirement to retain it, we will securely delete, anonymize, or aggregate the information so that it can no longer be associated with you. Our data retention practices are reviewed periodically to ensure compliance with evolving legal requirements and industry best practices.
Depending on your state of residence, you may have certain rights regarding your personal information. Coskun Auto Insurance is committed to honoring these rights in accordance with applicable law. This section describes the rights available to consumers under the CCPA and other state comprehensive privacy laws, including the Virginia Consumer Data Protection Act (VCDPA), the Colorado Privacy Act (CPA), the Connecticut Data Privacy Act (CTDPA), the Utah Consumer Privacy Act (UCPA), the Texas Data Privacy and Security Act (TDPSA), the Oregon Consumer Privacy Act (OCPA), and the Montana Consumer Data Privacy Act (MCDPA).
If you are a California resident, you have the following rights under the CCPA and CPRA:
Residents of Virginia, Colorado, Connecticut, Utah, Texas, Oregon, Montana, and other states with enacted comprehensive privacy legislation may have rights that include some or all of the following, depending on the specific statute:
State privacy laws may define "sale," "personal data," "sensitive data," and other terms differently from the CCPA. We evaluate each request in accordance with the law applicable to your state of residence.
To exercise any of the privacy rights described in this section, please submit a verifiable consumer request to us by emailing contact@coskunotomotivtrabzon.com with the subject line "Privacy Rights Request." In your request, please specify which right you wish to exercise and provide sufficient information for us to verify your identity. We may request additional information to confirm your identity before processing your request, particularly for access and deletion requests involving sensitive personal information.
We will respond to verifiable consumer requests within the timeframe required by applicable law — generally forty-five days under the CCPA, with a possible extension of an additional forty-five days when reasonably necessary. We do not charge a fee to process your request unless it is manifestly unfounded, excessive, or repetitive, in which case we may charge a reasonable fee or refuse to act on the request as permitted by law.
You may designate an authorized agent to submit a privacy rights request on your behalf. If you use an authorized agent, we may require proof of your authorization and may still verify your identity directly before fulfilling the request.
Coskun Auto Insurance's website and services are directed to adults who are at least eighteen (18) years of age. We do not knowingly collect, use, or disclose personal information from children under the age of 13 without verifiable parental consent, in compliance with the Children's Online Privacy Protection Act (COPPA). Our auto insurance products are designed for licensed drivers and vehicle owners, and we do not intentionally market our services to children.
If you are a parent or guardian and believe that your child under the age of 13 has provided us with personal information through our website without your consent, please contact us immediately at contact@coskunotomotivtrabzon.com. Upon verification, we will take prompt steps to delete such information from our records.
We may collect information about minor drivers who are listed as additional drivers on a policy held by a parent or legal guardian. In such cases, the policyholder (parent or guardian) provides the information on behalf of the minor, and the information is processed in connection with the insurance policy in accordance with this Privacy Policy and applicable insurance regulations. Parents and guardians are responsible for reviewing this policy and determining whether our data practices are acceptable before adding a minor driver to a policy.
We do not condition participation in any activity on the disclosure of more personal information than is reasonably necessary for that activity, and we do not use children's personal information for behavioral advertising purposes.
Coskun Auto Insurance implements administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. We recognize that no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security. However, we are committed to maintaining industry-standard security practices appropriate to the sensitivity of the information we handle.
Our security measures include, but are not limited to, the following:
You also play an important role in protecting your information. We encourage you to use strong, unique passwords for any online account you create with us, to keep your login credentials confidential, and to log out of your account when using a shared or public device. If you believe your account has been compromised or you notice suspicious activity, please contact us immediately at contact@coskunotomotivtrabzon.com.
Coskun Auto Insurance is based in the United States and our website and services are primarily intended for users located in the United States. If you access our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States or other countries where our service providers maintain facilities.
The data protection laws of the United States and other countries may differ from those of your country of residence. By using our website and providing us with your personal information, you consent to the transfer of your information to the United States and the processing of your information in accordance with this Privacy Policy and applicable U.S. law. Where we transfer personal information across borders, we implement appropriate safeguards to protect your information, including contractual clauses with service providers that require them to protect personal information in a manner consistent with this policy.
Some of our service providers may process data in countries other than the United States. When we engage service providers that process personal information internationally, we conduct due diligence on their privacy and security practices and require them to comply with applicable data protection requirements. If you are located in a jurisdiction that restricts international data transfers, you may contact us to learn more about the safeguards we have in place.
We do not intentionally target or market our services to individuals in the European Economic Area (EEA), the United Kingdom, or other jurisdictions governed by the General Data Protection Regulation (GDPR). If you are located in the EEA or UK and believe we have collected your personal information, please contact us to discuss your rights and our data transfer practices.
Coskun Auto Insurance does not sell your personal information to third parties for monetary or other valuable consideration, as "sell" is defined under the California Consumer Privacy Act and similar state privacy statutes. We do not exchange your personal information for payment, discounts, or other benefits from data brokers, advertising networks, or other third parties.
Under the CCPA and CPRA, "sharing" personal information for cross-context behavioral advertising may be treated similarly to a "sale" for opt-out purposes, even when no money changes hands. We may use cookies and similar technologies that allow third-party advertising partners to collect information about your browsing activity on our website for the purpose of delivering targeted advertisements on other sites. To the extent this activity constitutes "sharing" under applicable law, you have the right to opt out.
How to opt out: If you are a California resident or a resident of another state that provides a right to opt out of the sale or sharing of personal information, you may submit an opt-out request by emailing contact@coskunotomotivtrabzon.com with the subject line "Do Not Sell or Share My Personal Information." You may also manage your cookie preferences through your browser settings and the opt-out tools described in Section 6 of this policy.
We will process opt-out requests within the timeframe required by applicable law and will not request that you reauthorize the sale or sharing of your personal information for at least twelve months after you opt out, unless you subsequently provide consent. We do not use your decision to opt out as a basis for discriminatory treatment, as described in Section 8 of this policy.
We do not knowingly sell or share the personal information of consumers under the age of 16 without affirmative authorization. If we become aware that we have sold or shared personal information of a consumer under 16 without proper authorization, we will take steps to delete the information and cease the sale or sharing as required by law.
We may update this Privacy Policy from time to time to reflect changes in our information practices, technologies, legal requirements, industry standards, or business operations. When we make changes, we will revise the "Last Updated" date at the top of this page. If we make material changes that significantly affect how we collect, use, or share your personal information, we will provide additional notice as required by applicable law. Such notice may include posting a prominent notice on our website, sending an email to the address associated with your account, or other reasonable means of communication.
We encourage you to review this Privacy Policy periodically to stay informed about how Coskun Auto Insurance protects your information. Your continued use of our website and services after the effective date of any changes constitutes your acknowledgment of the updated policy, to the extent permitted by applicable law. If you do not agree with the changes, you should discontinue use of our website and services and contact us to close your account or request deletion of your personal information, subject to our legal retention obligations.
Prior versions of this Privacy Policy are available upon request. To obtain a copy of a previous version, please contact us at contact@coskunotomotivtrabzon.com.
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact Coskun Auto Insurance using the email address below. We are committed to resolving privacy-related inquiries promptly and in accordance with applicable law.
Coskun Auto Insurance — Privacy Inquiries
Email: contact@coskunotomotivtrabzon.com
When contacting us about a privacy matter, please include sufficient detail for us to understand and respond to your inquiry. For privacy rights requests under the CCPA or other state laws, please use the subject line "Privacy Rights Request" as described in Section 8. For opt-out requests related to the sale or sharing of personal information, please use the subject line "Do Not Sell or Share My Personal Information" as described in Section 12.
We will acknowledge receipt of your inquiry and respond within the timeframe required by applicable law. If you are not satisfied with our response, you may have the right to lodge a complaint with your state attorney general or other applicable regulatory authority.